OWNER WILL FINANCE

Problem Credit? We'll buy the home you want for cash; then finance it back to you. 

Call   Eric Hansen  (818)703-0657 or

Email: [email protected]

Registered Investor With

Cash Out $ervices Inc.

 

Now you can Own the Home of your Choice

With no Financing Hassles !

Even with Bruised Credit !!!

We are not Realtors, we are private investors  with private money, willing to help good people buy a home even though they may have been turned down by traditional mortgage companies or Banks. If you have      5%-10% as a down payment and are employed, we can help you. Self employed? No Problem! We do this by paying a lower all cash price for the home of your choice using our credit line, we then owner finance it back to you.

  • Get qualified in 48 hours.
  • NO up-front fees paid to us.

 
Eric Hansen
Woodland Hills, California 91306

Phone 1.818.703.0657                             

Call today to find out how you can be in your Dream Home within 30 days. 

Here's how we can help you get the home of your choice!

 

By utilizing a new twist to an old method... You select the home you want. We buy the home using our credit line and simply owner finance the property back to you.

We have a quick qualification process that can be done by phone. We contract with professionals or you can select a home from a "For sale by owner". Once you decide which home you want, we negotiate a cash price for that home with the seller and purchase it. We then sell it to you and carry the financing for you. We finance all loans at a fixed interest rate for 30 years. Never a prepayment penalty! No up-front fees to us! You get the home of your choice and we get a good customer to loan to.

Who qualifies for our program?...

We can help persons who have been turned down through traditional mortgage sources because of Credit Problems, Not being on the Job long enough, Not enough down payment, Monthly Debts are too high, No bank accounts, Self-employed, Problems with Income verification, or even Too much credit, and more. We specialize in getting a person into a higher priced home such as $200,000 and up. We realize the problems that prevent a good person from qualifying on a larger mortgage and we can help.

We get to know you and what you plan for yourself and family in the future. We are willing to give a loan to someone because of character, and a promising outlook for a better future. If you are a hard working, family orientated person, we want to talk with you about getting you into a dream home of your choice.

Unlike the Banks and other Institutions, we don't put much stock in Credit Records. We know that a person with a job and a family and a 10% down payment is an excellent choice for us to finance. Statistics show a very low rate of foreclosure actions against this type of transaction. Call us today to find out how you can qualify within 48 hours for a home of your choice.

Here is the 4 step process...

Qualify...

After making contact with us we will need to get some basic information about you and your current situation as well as the future prospects. We do run a credit report on you to verify you are not in a current bankruptcy and that you do have some good accounts in addition to any problem accounts. We have many ways to help you as long as you are not in current bankruptcy.

If you have a recent credit report with Beacon and FICO scores on it we can use that, otherwise we must run it ourselves at a cost of $30.00 for a single or married couple. You must have a minimum of 5% down, although 10 % is preferable on all our programs, payable at the closing of the purchase transaction. If you have $2,500, you qualify for a $50,000 home. $20,000 qualifies for a $400,000 home. You get to tell us what you want as far as a down payment and monthly payment. Your down payment is not required until the day of closing. In addition to the down payment you should have about 4 % for closing costs.

Choosing your home...

We take the criteria of your dream home and search all the homes that fit that description from the available homes for sale in the area you want to live in. We then will arrange to show you the homes through our contracted Real Estate company. If you already have a home selected that you want us to try to get for you, we can do that also. Once you have chosen the home you want, we then approach the owner of the home and negotiate a cash price for the home. If we can arrange the proper amount of discount on the purchase, we then let you know we are ready to purchase the home and resale it to you.

Arranging the Closing...

We will then complete our offer and Purchase documents with you. You will be required to place an earnest money deposit with a local Title Company. We arrange for the Title Company to close usually within 30 days from the time you sign the purchase agreement. We do all the closing arrangement with the title company. The 5% down payment minus the earnest money is required in the form of a check from your bank to the title company one week before the day of closing. Moving into your new home...


Congratulations, the day after closing you can move into your new home.

Call us today and be in your Dream Home next month!!!

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